Analysis: both employers and employees pay NI but the burden weighs heaviest again on younger workersAfter months of havering, the government is poised to make two big announcements in the coming weeks. Both break manifesto pledges, both are fraught wi…
HMRC’s error entering my date of birth could cost me £10,000
It is blocking me from opening a lifetime Isa to supplement my pension savingsHMRC is blocking me from opening a lifetime Isa to supplement my pension savings because of an admin error it had made. You have to apply before the age of 40 and I did so we…
Downing Street hints pensions triple lock will be watered down
Boris Johnson’s spokesperson has said there are concerns about tying state pensions rise to earningsDowning Street has given its strongest signal yet that the pensions triple lock will be watered down because of the recent surge in average earnings, wh…
Legal and General’s ‘sensitive claims’ unit showed little sympathy
Its bungling over my late sister’s pension has been distressingAfter my sister died in February, Legal & General wrote to me, stating I was entitled to £14,000 from her pension plan. This was followed by documents I was required to submit, all of w…
‘You’re not snowflakes’: baby boomers answer gen Z’s biggest questions
It can feel as if the generation gap is wider than ever – but not when people really talk. Here, four sixtysomethings offer advice to those in their teens and 20sWe live in an era in which, for the most part, the generations do not mix frequently. Gran…